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The C.D. Howe Institute is an independent not-for-profit research institute whose mission is to raise living standards by fostering economically sound public policies. Widely considered to be Canada's most influential think tank, the Institute is a trusted source of essential policy intelligence, distinguished by research that is nonpartisan, evidence-based and subject to definitive expert review.

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Ensuring fiscal and financial stability

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International Prudential Standards in a World of Growing Nationalism and Protectionism
July 12, 2018 - Jeremy Kronick and Mark Zelmer
Progress in establishing international standards that promote trade, investment and prosperity is facing headwinds from the global rise of nationalism and populism, according to a new report from the...
Blown Budgets: Canada’s Senior Governments Need Better Fiscal Controls
May 10, 2018 - William B.P. Robson and Farah Omran
Over the past 15 years, Canada’s federal, provincial, and territorial governments have regularly missed budget spending and revenue targets, with spending overshoots of $69 billion combined. The new...
Mortgage Insurance Deductibles: An Idea Whose Time Hasn't Come
July 19, 2017 - Thorsten V. Koeppl and James MacGee
Ottawa should reject a “blunt” option it is considering to address the build-up of risky mortgages in the housing sector, according to the latest C.D. Howe report. In Mortgage Insurance Deductibles:...
Spendthrifts and Savers: Are Canadians Acting Like they are “House Poor” or “House Rich”?
June 6, 2017 - Jeremy Kronick
House rich, big-spending Canadians are taking a gamble on the risk of an economic shock in Canada, according to a new report from the C.D. Howe Institute. In Spendthrifts and Savers: Are Canadians...
Bigger CPP, Bigger Risks: What “Fully Funded” Expansion Means and Doesn’t Mean
Younger Canadians are at a material risk of picking up the tab should the soon-to-be expanded Canada Pension Plan experience investment return shortfalls, according to a new C.D. Howe Institute...
Healthcare Spending Decelerating? Not so Fast!
September 7, 2016 - William B.P. Robson
Revised estimates for 2014 healthcare spending growth show increases larger than initially reported – which continues a worrisome trend, says a new C.D. Howe Institute report. In “Healthcare Spending...

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