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Financial Services Competition

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Swimming with Whales: How to Encourage Competition from Small Banks
October 4, 2016 - John Jason

Ottawa should consider new regulatory approaches to bolster the role of smaller financial institutions if it is to achieve its goals of enhancing quality, price and innovation in that sector,...

How to Make the World Safe for (and from) Covered Bonds
August 20, 2015 - Finn Poschmann

Although few outside of financial circles have heard of covered bonds, they have emerged as an important and efficient funding channel for Canadian mortgage lending, according to a new report...

Reining in the Risks: Rethinking the Role of Crown Financial Corporations in Canada
February 6, 2013 - Finn Poschmann and Philippe Bergevin

After years of “mission creep” at Canada’s Crown financial corporations, their activities have expanded far beyond their original mandates and need reassessment, according to a new report from the...

Debit, Credit and Cell: Making Canada a Leader in the Way We Pay
June 21, 2012 - Philippe Bergevin and Todd J. Zywicki

Canadians are avid users of debit cards, credit cards and online payments, but our payment system needs reform to spur innovation, according to a report released today by the C.D. Howe Institute....

September 13, 2011 - Philippe Bergevin and Todd J. Zywicki

As part of the consultation process on proposed reforms by the Task Force for the Payments System Review, Philippe Bergevin, Policy Analyst at the C.D Howe Institute, and Todd J. Zywicki from the...

Denis Meunier - Why is Canada Still the World’s Money Laundering Pawn?
Intelligence Memos
From: Denis Meunier To: Canada's Financial Regulators and Policymakers Date: January 28, 2019 Re: Why is Canada Still the World’s Money Laundering Pawn? Official estimates of money laundering in...
Jeremy M. Kronick - Improving the Financial Services Sector
Intelligence Memos
Federal budgets are an annual rite of spring in Ottawa, as is the deluge of advice to the Department of Finance. But budget-making is a yearlong process, and the work is now in progress. Accordingly...
Zelmer, Kronick - Rising Nationalism Dims Prospects for Future Financial Standards Reforms
Intelligence Memos
From: Mark Zelmer and Jeremy M. Kronick To: International Financial Standard Setters Date: July 17, 2018 Re: Rising Nationalism Dims Prospects for Future Financial Standards Reforms Progress in...

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© 2019 C.D. Howe Institute. All Rights Reserved.
© 2019 C.D. Howe Institute. All Rights Reserved.