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  From: William B. P. Robson To: Canada's Pension Regulators Date: February 9, 2018 Re: Ontario’s Latest Turn in the Vicious Circle of Government Pension Guarantees The trauma of pensioners left short when the sponsor of an underfunded plan goes bust prompts regular calls for government pension backstops. In Ontario, the only Canadian jurisdiction with such a program, these…

From:  Jeremy M.Kronick and Nikki Hui To: Jeremy Rudin, Superintendent of OSFI Date: March 20, 2018 Title: Covered bonds: elsewhere, the sky’s the limit, why just 4 percent in Canada? Startling house-price increases in some markets and unprecedented levels of mortgage debt have fuelled concerns that taxpayer-backed mortgage insurance may be encouraging excessive borrowing – and putting…

September 18th, 2018—Longer living retirees need the option of pure longevity insurance, according to new report published by the C.D. Howe Institute. In “Making the Money Last: The Case for Offering Pure Longevity Insurance to Retiring Canadians,” author Don Ezra explains and makes the case for the provision of longevity insurance, and argues for governments to take the necessary steps to…

C.D. Howe Institute’s second Regent Debate took place earlier this month. Four prominent voices sparred over the following question: Is Canada Facing an Existential Crisis in Competitiveness? Today: the case in the affirmative from former federal finance minister Joe Oliver.   Two areas of uncompetitiveness are so significant that they merit special mention - natural resources and…

From: William B.P. Robson and Alexandre Laurin To: Canadian Taxpayers Date: June 5, 2018 Re: The Surprising Hidden Costs of Federal Employee Pensions  Taxpayers are on the hook for the unfunded liability of pension plans for federal employees, and official figures for federal pension obligations understate future costs and leave many plans seriously underfunded. The federal government…

Hugh Segal is principal of Massey College. He served in the Canadian Senate as a Conservative from Ontario and was vice-chair of the subcommittee on urban poverty. Every democracy’s internal legitimacy is tied to how fair the residents of that country feel their society is or tries to be. The fairness of laws, the fairness of government generally, the mix of fairness and opportunity…