About the C.D. Howe Institute

The C.D. Howe Institute is an independent not-for-profit research institute whose mission is to raise living standards by fostering economically sound public policies. Widely considered to be Canada's most influential think tank, the Institute is a trusted source of essential policy intelligence, distinguished by research that is nonpartisan, evidence-based and subject to definitive expert review.

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Retirement Saving and Income

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This research area covers policies, including tax and other incentives or disincentives, affecting Canadians' retirement savings, assesses current developments in pension policies and regulations, and makes recommendations towards ensuring the adequacy and integrity of pensions and other income for Canadians in or approaching retirement.

Longer Living Retirees Need Insurance Option for Financial Risk
September 18, 2018 - Don Ezra
Longer living retirees need the option of pure longevity insurance, according to new report published by the C.D. Howe Institute. In “Making the Money Last: The Case for Offering Pure Longevity...
Making the Money Last: The Case for Offering Pure Longevity Insurance to Retiring Canadians
September 18, 2018 - Don Ezra
Longer living retirees need the option of pure longevity insurance, according to new report published by the C.D. Howe Institute. In “Making the Money Last: The Case for Offering Pure Longevity...
Rich Man, Poor Man: The Policy Implications of Canadians Living Longer
August 23, 2018 - Kevin Milligan and Tammy Schirle
A longevity gap between rich and poor has persisted over the years in Canada with significant policy implications, according to a new report from the C.D. Howe Institute. In “Rich Man, Poor Man: The...
Deferring Receipt of Public Pension Benefits: A Tool for Flexibility
June 26, 2018 - Antoine Genest-Grégoire, Luc Godbout, René Beaudry and Bernard Morency
June 26, 2018 – Retirement savers would benefit from greater flexibility and security with a longer Canada and Québec Pension Plans (C/QPP) deferral period, according to a new report by the C.D. Howe...
Un allongement des périodes de report du RRQ/RPC et de la PSV profiterait à ceux qui épargnent en vue de la retraite
June 26, 2018 - Antoine Genest-Grégoire, Luc Godbout, René Beaudry and Bernard Morency
Ceux qui épargnent en vue de la retraite profiteraient de plus de flexibilité et de sécurité financière grâce à une période de report plus longue pour leurs prestations de la sécurité de la...
Retiring Employees, Unretired Debt: The Surprising Hidden Cost of Federal Employee Pensions
Taxpayers are on the hook for the unfunded liability of pension plans for federal employees, according to a new report published by the C.D Howe Institute.  In “Retiring Employees, Unretired Debt:...
Alexandre Laurin - Retirement policy planning for Budget 2019
Intelligence Memos
Federal budgets are an annual rite of spring in Ottawa, as is the deluge of advice to the Department of Finance. But budget-making is a yearlong process, and the work is now in progress. Accordingly...
William B.P. Robson - Pensions of Federal Employees are Way Underfunded – Including Yours
Intelligence Memos
From: William B.P. Robson To: Members of Parliament Date: October 11, 2018 Re: Pensions of Federal Employees are Way Underfunded – Including Yours The House of Commons Committee on Government...
David Don Ezra - Longevity Insurance, an Idea for Our Times
Intelligence Memos
From: David Don Ezra To: Canadians facing Retirement Date: September 27, 2018 Re: Longevity Insurance, an Idea for Our Times With a large swath of babyboomers recently retired or set to retire, and...
Une vision globale : Comment le quatrième pilier affecte la préparation à la retraite
Research
Les actifs du quatrième pilier peuvent améliorer considérablement les perspectives de préparation à la retraite des ménages canadiens, selon un nouveau rapport de l'Institut C.D. Howe. Dans «  Une...
01 Nov 2018
Nov
01
  • The Value of a Good Pension: How to Improve the Efficiency of Retirement Savings in Canada
Roundtable Luncheon with Jim Keohane and Alex Mazer
Toronto, 67 Yonge Street, Suite 300
Thursday, November 1, 2018, 12:00 pm to 1:30 pm
27 Sep 2018
Sep
27
  • Inside Access: Making the Money Last - The Case for Offering Pure Longevity Insurance to Retiring Canadians
An exclusive members only conference call with author Don Ezra
Thursday, September 27, 2018, 3:30 pm to 4:00 pm
30 Aug 2018
Aug
30
  • Inside Access: Rich Man, Poor Man - The Policy Implications of Canadians Living Longer
An exclusive members only conference call with Professors Tammy Schirle and Kevin Milligan
Thursday, August 30, 2018, 3:00 pm to 3:30 pm

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© 2018 C.D. Howe Institute. All Rights Reserved.

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© 2018 C.D. Howe Institute. All Rights Reserved.