Retirement Saving and Income
This research area covers policies, including tax and other incentives or disincentives, affecting Canadians' retirement savings, assesses current developments in pension policies and regulations, and makes recommendations towards ensuring the adequacy and integrity of pensions and other income for Canadians in or approaching retirement.
June 16, 2016 - Frederick Vettese
The spending habits of retirees in Canada and other developed countries demonstrate a strong tendency for personal consumption to decline with advancing age, according to a new report from the C.D....
May 11, 2016 - Barry Gros and James Pierlot
A flaw in the design of the Ontario Retirement Pension Plan (ORPP) could unfairly penalize employers as well as the people the plan intends to help, according to a new C.D. Howe Institute report. In...
May 3, 2016 - William B.P. Robson and Alexandre Laurin
Ottawa’s unfunded liabilities for employee pensions stood at $269 billion at the end of the 2015 fiscal year, far larger than reported, according to a new C.D. Howe Institute study. In “Worse Than It...
October 1, 2015 - Luc Godbout, Suzie St-Cerny and Yves Trudel
The experience of the Quebec Pension Plan (QPP) offers serious lessons for new public pension plan options, in particular the pending Ontario Retirement Pension Plan (ORPP) and Canada Pension Plan (...
July 2, 2015 - Alexandre Laurin and William B.P. Robson
The 2015 federal budget’s reduction of the mandatory minimum withdrawals from registered retirement income funds (RRIFs) and similar tax-deferred accounts will reduce the risk that many Canadians...
June 4, 2015 - Malcolm Hamilton
Reports that Canadians are undersaving for their retirements are exaggerated, according to a new report released today by the C.D. Howe Institute. In “Do Canadians Save Too Little?,” author Malcolm...
Intelligence Memos
From: Bob Baldwin
To: Legislators and Public at Large
Date: December 19, 2016
Re: In the “DB” pension plans versus “DC” debate, TB plans have plenty of appeal
Advocates for pure defined benefit (DB)...
Op-Ed
We have often heard that Canadians are unprepared for retirement. Low interest rates have meant low returns to saving and have accelerated the demise of defined-benefit pension plans in the private...
Op-Ed
Earlier this week, The Globe and Mail revealed internal research by government officials showing a global trend toward older normal pension ages, with most OECD countries’ target policy retirement...
02 Feb 2017
Feb
02
Conference Call with Bill Robson, President and Chief Executive Officer, C.D. Howe Institute
Conference Call
Thursday, February 2, 2017, 3:00 pm to 3:30 pm
03 Nov 2016
Nov
03
Roundtable Luncheon
Calgary, 421 7 Ave SW #4000
Thursday, November 3, 2016, 12:00 pm to 1:30 pm
Sponsored by:
29 Sep 2016
Sep
29
Roundtable Luncheon with Jeff Aarssen, Alex Laurin, and Tammy Schirle
Toronto, 67 Yonge Street, Suite 300
Thursday, September 29, 2016, 12:00 pm to 1:30 pm
Sponsored by:
Latest Research
September 27, 2016
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