19 results found for "guaranteed annual income"
Intelligence Memos
From: William B. P. Robson
To: Canada's Pension Regulators
Date: February 9, 2018
Re: Ontario’s Latest Turn in the Vicious Circle of Government Pension Guarantees
The trauma of pensioners left short when the sponsor of an underfunded plan goes bust prompts regular calls for government pension backstops. In Ontario, the only Canadian jurisdiction with such a program, these…
Intelligence Memos
From: Jeremy M.Kronick and Nikki Hui
To: Jeremy Rudin, Superintendent of OSFI
Date: March 20, 2018
Title: Covered bonds: elsewhere, the sky’s the limit, why just 4 percent in Canada?
Startling house-price increases in some markets and unprecedented levels of mortgage debt have fuelled concerns that taxpayer-backed mortgage insurance may be encouraging excessive borrowing – and putting…
Intelligence Memos
C.D. Howe Institute’s second Regent Debate took place earlier this month. Four prominent voices sparred over the following question: Is Canada Facing an Existential Crisis in Competitiveness? Today: the case in the affirmative from former federal finance minister Joe Oliver.
Two areas of uncompetitiveness are so significant that they merit special mention - natural resources and…
Intelligence Memos
From: William B.P. Robson and Alexandre Laurin
To: Canadian Taxpayers
Date: June 5, 2018
Re: The Surprising Hidden Costs of Federal Employee Pensions
Taxpayers are on the hook for the unfunded liability of pension plans for federal employees, and official figures for federal pension obligations understate future costs and leave many plans seriously underfunded.
The federal government…
Intelligence Memos
From: Rosalie Wyonch
To: The Hon. Jody Wilson-Raybould, Minister of Justice for Canada
Subject: Regulation of Edible and Concentrated Marijuana Products
Date: October 2, 2018
In order to minimize the black market, the federal government and Health Canada should immediately develop regulations for edible and concentrated marijuana products.
Edible products are popular and…
Intelligence Memos
From: David Don Ezra
To: Canadians facing Retirement
Date: September 27, 2018
Re: Longevity Insurance, an Idea for Our Times
With a large swath of babyboomers recently retired or set to retire, and many of them having placed their retirement wealth in capital accumulation plans, RRSPs not least, the time has come for governments to shift their attention to policies to help…
