9 results found for "guaranteed annual income"
Op-Ed
Published in the Financial Post on June 11, 2011
By William B.P. Robson
The recent economic crisis highlighted the weak foundations of defined-benefit (DB) pension and social-security schemes around the world. The Canada Pension Plan appears to have weathered that storm well, and some are advocating an expanded CPP to alleviate risks of low incomes in retirement. Proposals for a bigger CPP that…
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A charitable gift annuity provides an immediate gift to C.D. Howe Institute while providing a secured income stream for the donor during their lifetime. Depending on the donor’s age, this income can be tax-free. A portion of the total contribution is used to purchase the annuity from a licensed insurance company and the balance is retained as a donation for which a tax receipt is…
Op-Ed
Published in the Financial Post on Jan 31, 2011
By Finn Poschmann
Governments can’t leave housing markets alone. And it’s easy to see why — shelter is a necessity, some people even think it’s a right. Others believe that not only is shelter a necessity, but that home ownership is a positive good for society, and one that governments should therefore encourage.
Many western countries…
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Planned giving allows you to provide future support for the organizations that are of the greatest importance to you — and can often allow you to make a larger contribution than you might have thought possible. These gifts ultimately provide a meaningful legacy in your name for the C.D. Howe Institute.
While the various planned gift vehicles provide the donor with definite tax advantages,…
Op-Ed
Published in the Financial Post on April 8, 2011
By Finn Poschmann
When Jon Kesselman of Simon Fraser University and I published "A New Option for Retirement Savings: Tax-Prepaid Savings Plans," the roadmap for what was to become TFSAs, we had high hopes for tax free savings accounts. I doubt we would have believed anyone who told us that in less than 10 years' time nearly five million Canadians…
Op-Ed
Published in the National Post on March 22, 2011
By Colin Busby
Do you have a sharp pain in your stomach that won't go away? If yes, you may soon visit an emergency room for help. Your next decision is whether to go to Toronto General, Western, St. Michael's, etc., for service. As an aid, the Ontario Ministry of Health and Long-Term Care posts online monthly updates of average ER wait times for…
