298 results found for "guaranteed annual income"
Media Release
March 19, 2014 – While public debate has mainly focused on the “gold-plated” defined benefits of many public-service pension plans, the real problem lies in a flawed approach to managing compensation costs, according to respected pension expert Malcolm Hamilton.  In, “Evaluating Public-Sector Pensions: How Much Do They Really Cost?” Hamilton says the problem is government sponsors who…
Research
Expanding the Canada Pension Plan (CPP) is a risky route to addressing Canadian concerns about low incomes in retirement, according to a report released today by the C.D. Howe Institute. In “Don’t Double Down on the CPP: Expansion Advocates Understate the  Plan’s Risks,” author William B.P. Robson says advocates of an expanded CPP as a solution to retirement income worries too often promote…
Research
While public debate has mainly focused on the “gold-plated” defined benefits of many public-service pension plans, the real problem lies in a flawed approach to managing compensation costs, according to respected pension expert Malcolm Hamilton.  In, “Evaluating Public-Sector Pensions: How Much Do They Really Cost?” Hamilton says the problem is government sponsors who typically underestimate…
General page
A charitable gift annuity provides an immediate gift to C.D. Howe Institute while providing a secured income stream for the donor during their lifetime.  Depending on the donor’s age, this income can be tax-free.  A portion of the total contribution is used to purchase the annuity from a licensed insurance company and the balance is retained as a donation for which a tax receipt is…
Intelligence Memos
From: Grant Bishop and Blake Shaffer To: Greg Rickford, Ontario Minister of Energy, Northern Development and Mines Date: April 21, 2020 Re: As electricity demand sinks, Ontario power costs rise 24 percent with more to come Many Ontario businesses can expect a surge in their power bills even with the pandemic driven fall in demand and real-time wholesale prices for electricity. These effects are…
Op-Ed
Published in the Financial Post on July 27, 2015 Lawrence L. Herman, founding partner at Herman & Associates, practices international trade law and is a Senior Fellow of the C.D. Howe Institute in Toronto. Americans provide billions in protectionism to dairy that will have to be given up for trade deal. We rail against Canada’s supply management system. Rightly so. It’s a Soviet-style regime…