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Deferring Receipt of Public Pension Benefits: A Tool for Flexibility

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June 26, 2018
Deferring Receipt of Public Pension Benefits: A Tool for Flexibility

June 26, 2018 – Retirement savers would benefit from greater flexibility and security with a longer Canada and Québec Pension Plans (C/QPP) deferral period, according to a new report by the C.D. Howe Institute. In “Deferring Receipt of Public Pension Benefits: A Tool for Flexibility” authors Antoine Genest-Grégoire, Luc Godbout, René Beaudry, and Bernard Morency show that deferring receipt of public pension benefits makes retirement planning cheaper for Canadians who use capital accumulation plans such as RRSPs and defined contribution plans.

Author(s):

Antoine Genest-Grégoire, Senior Research Associate, Université de Sherbrooke
Luc Godbout, Professor, Faculty of Business Administration, Université de Sherbrooke; Senior Fellow in Public Finance at the Research Chair in Taxation and Public Finance
René Beaudry, Partner, Normandin Beaudry, Consulting Actuaries Inc.
Bernard Morency, Senior Fellow, C.D. Howe Institute

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© 2018 C.D. Howe Institute. All Rights Reserved.

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© 2018 C.D. Howe Institute. All Rights Reserved.