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The C.D. Howe Institute is an independent not-for-profit research institute whose mission is to raise living standards by fostering economically sound public policies. Widely considered to be Canada's most influential think tank, the Institute is a trusted source of essential policy intelligence, distinguished by research that is nonpartisan, evidence-based and subject to definitive expert review.

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Financial Services and Regulation

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This area covers policies and regulations, such as prudential or consumer regulations, as well as technology and other competitive pressures affecting the financial services industry, financial markets and the financial system as a whole, and their ability to effectively perform their core economic functions.

Opportunities for Better Systemic Risk Management in Canada
September 21, 2017 - Nicholas Le Pan
Ottawa and the provinces should bolster their ability to monitor and deal with systemic risks to the financial system, according to a report from the C.D. Howe Institute. In Opportunities for Better...
Not Ready for Prime Time: Canada’s Proposed New Securities Regulator
September 19, 2017 - Harvey Naglie
Canada’s proposed new securities regulator , due to be rolled out next year, is not ready for launch, according to a leading financial expert. In Not Ready for Prime Time: Canada’s Proposed New...
Bits, Bytes, and Taxes: VAT and the Digital Economy in Canada
August 23, 2017 - Rosalie Wyonch
Foreign providers of online services enjoy a tax advantage over domestic providers, according to a new report from the C.D. Howe Institute. In Bits, Bytes, and Taxes: VAT and the Digital Economy in...
Mortgage Insurance Deductibles: An Idea Whose Time Hasn't Come
July 19, 2017 - Thorsten V. Koeppl and James MacGee
Ottawa should reject a “blunt” option it is considering to address the build-up of risky mortgages in the housing sector, according to the latest C.D. Howe report. In Mortgage Insurance Deductibles:...
Spendthrifts and Savers: Are Canadians Acting Like they are “House Poor” or “House Rich”?
June 6, 2017 - Jeremy Kronick
House rich, big-spending Canadians are taking a gamble on the risk of an economic shock in Canada, according to a new report from the C.D. Howe Institute. In Spendthrifts and Savers: Are Canadians...
Blockchain Technology – What’s in Store for Canada’s Economy and Financial Markets?
February 2, 2017 - Thorsten V. Koeppl and Jeremy Kronick
Canadian regulators need to start preparing now for the rapidly approaching blockchain revolution, according to a new report from the C.D. Howe Institute. In “Blockchain Technology – What’s in Store...
Jeremy M. Kronick - The Importance of Changes to Financial Advice
Intelligence Memos
From: Jeremy M. Kronick To: Financial Advice Community Date: February 14, 2018 Re: The Importance of Changes to Financial Advice Disruption is coming to the financial services and advice sector, and...
Robson, Kronick, Hui - The Durability of the Current Expansion
Intelligence Memos
From: William B.P. Robson, Jeremy M. Kronick, and Nikki Hui To: Worried Canadian Stock Market Watchers Date: February 12, 2018 Re: The durability of the current expansion A slumping stock market –...
Kronick and Omran - China and Australia, Lessons for Canada’s Financial Sector
Intelligence Memos
From: Jeremy Kronick and Farah Omran To:  François-Philippe Champagne, Minister of International Trade Date: January 17, 2018 Re: China and Australia, Lessons for Canada’s Financial Sector China...
Les lignes de faille : Tremblements de terre, assurance, et risque financier systémique
Research
Les lignes de faille d’un tremblement de terre majeur au Canada pourraient se propager rapidement dans l’ensemble de l’industrie des assurances et avoir des répercussions financières systémiques,...
Op-Ed
Publié dans La Presse le 30 Juillet, 2012. Par Stéphane Rousseau Depuis la crise financière, les régulateurs déploient des efforts pour encadrer les agences de notation de crédit. Malheureusement,...
06 Mar 2018
Mar
06
  • Post-Budget Briefing
Roundtable Luncheon with Paul Rochon, Deputy Minister, Finance Canada
Toronto, 67 Yonge Street, Suite 300
Tuesday, March 6, 2018, 12:00 pm to 1:30 pm
Sponsored by:
Intact Insurance
22 Feb 2018
Feb
22
  • The Election is Coming: What Should the 2018 Ontario Budget Look Like?
Roundtable Luncheon with Benjamin Dachis, Rocco Rossi and Douglas E. Turnbull
Toronto, 67 Yonge Street, Suite 300
Thursday, February 22, 2018, 12:00 pm to 1:30 pm
15 Feb 2018
Feb
15
  • The Honourable Steven Del Duca, Minister of Economic Development and Growth, Ontario
Building and Maintaining Ontario’s Place in the New Global Economy
Toronto, 67 Yonge Street, Suite 300
Thursday, February 15, 2018, 12:00 pm to 1:30 pm
Sponsored by:
Insurance Bureau of Canada

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© 2014 C.D. Howe Institute. All Rights Reserved.

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© 2014 C.D. Howe Institute. All Rights Reserved.