24 results found for "guaranteed annual income"
Intelligence Memos
From: Barry Gros
To: Canada’s Pension Regulators
Date: March 23, 2022
Re: We Need to Align Regulation and Management of Target-Benefit Pension Plans
How should Canada regulate a target payment that is not guaranteed?
This question is seldom asked, let alone answered, when it comes to setting standards for regulating target-benefit pension plans (TBPs.)
Managing risk under…
Intelligence Memos
From: Lawrence Herman
To: Canadians Concerned About Trade
Date: February 25, 2022
Re: Alberta Breaks New Ground in its Keystone Appeal
Earlier this month, the Alberta government launched a NAFTA investment arbitration suit against the US, seeking $1.3 billion as compensation for President Joe Biden’s cancellation of the Keystone XL pipeline. TC Energy, the company behind…
Intelligence Memos
From: Barry Gros
To: Canada’s Pension Regulators
Date: September 12, 2022
Re: Standards Hinder the Proper Management of Target Benefit Pension Plans
The majority of single-employer defined-benefit (DB) pension plans in the private sector have been either closed to future accruals, completely converted to defined-contribution plans or wound up. Their influence lingers, however…
Intelligence Memos
From: Jeremy M. Kronick and William B.P. Robson
To: Business Leaders Concerned About Investment
Date: March 30, 2022
Re: House-Rich, Everything-Else-Poor
In the fall of 2020, barely noticed amid the stresses of COVID-19, Canada’s economy passed a peculiar milestone.
Residential investment surpassed all other business investment – more than for non-residential structures,…
Intelligence Memos
To: Finance Minister Chrystia Freeland
From: Alexandre Laurin
Date: April 5, 2022
Re: Pension-Related Tax Rule Changes for Budget 2022
Retirees and workers nearing retirement will be looking to tax-rule changes to improve retirement security in your budget on Thursday.
Policy attention to the decumulation phase of retirement savings can improve Canadians’ retirement and tax…
Research
The Study In Brief
New innovations are emerging to address the shortcomings of the “poor cousins” among employer-sponsored pension plans – defined-contribution (DC) plans and Group RRSPs. Unlike defined-benefit (DB) plans, they do not provide retirement income for life but instead focus on the accumulation phase. It’s time to put the “pension” back in these plans, which are known as capital…
