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From: John Richards To: Concerned Canadians Date: August 31, 2017 Re: A Back to School Wake-up Call In an industrial age, whether a country educates its children well is perhaps the most important determinant of whether the next generation will be prosperous or poor, whether income inequality will be high or low. Good schools are not a panacea for avoiding all social ills, but weak schools are a…

From: Alexandre Laurin and William Robson To: Participants in the Canada Pension Plan Date: September 7, 2017 Re: Investment Risks in an Expanded CPP Our report in April, Bigger CPP, Bigger Risks, highlighted the possibility that disappointing investment returns in the expanded Canada Pension Plan (CPP2) will force younger Canadians to bail the plan out, and urged provisions to protect them. It…

The bankruptcy of Sears Canada, and the threat that its underfunded pension plan won't pay what it promised, has caught the attention of members of Parliament. Understandably so. People don't get a second chance at retirement. Getting an annuity less than you counted on is a terrible blow. After the sponsor of an insolvent pension plan has gone bankrupt, moreover, governments have no happy…

November 14, 2017 – Canada’s workforce has experienced a troubling slide in literacy and numeracy skills, despite higher levels of education and improvements in learning technology, according to a new report from the C.D. Howe Institute. In “Talkin’ ‘Bout My Generation: More Educated, But Less Skilled Canadians,” author Parisa Mahboubi compares results of international surveys from 2003 and 2012…

From: Parisa Mahboubi To: Canada’s ministers of education and skills development Date: November 20, 2017 Re: High Education, Lower Literacy: What to Do? Canada’s workforce has experienced a troubling slide in literacy and numeracy skills, despite higher levels of education and improvements in learning technology. In my report last week I compared results of international…

From: Thorsten Koeppl To: Office of the Privacy Commissioner of Canada Date: May 18, 2017 Re: What the “Terminator” Tells Us about Blockchain and your Privacy The Blockchain revolution is here.  And, in many ways, it is like the Internet was when it started 20 years ago.  We did not know how we would be affected, but we all had a feeling that this is going to be big.  After…