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Banking, Credit and Payments

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International Prudential Standards in a World of Growing Nationalism and Protectionism
July 12, 2018 - Jeremy Kronick and Mark Zelmer

Progress in establishing international standards that promote trade, investment and prosperity is facing headwinds from the global rise of nationalism and populism, according to a new report from...

Swimming with Whales: How to Encourage Competition from Small Banks
October 4, 2016 - John Jason

Ottawa should consider new regulatory approaches to bolster the role of smaller financial institutions if it is to achieve its goals of enhancing quality, price and innovation in that sector,...

Money in Motion: Modernizing Canada’s Payment System
August 25, 2015 - John Chant

Reforming the Canadian payment system would save businesses and consumers billions of dollars each year, according to a new C.D. Howe Institute report. In “Money in Motion: Modernizing Canada’s...

A Speedier and More Efficient Payments System for Canada
November 20, 2014 - Mati Dubrovinsky

Canada needs a better and faster payments system, according to a report from the C.D. Howe Institute. In “A Speedier and More Efficient Payments System for Canada,” author Mati Dubrovinsky finds...

Predicting Recessions in Real-Time: Mining Google Trends and Electronic Payments Data for Clues
September 4, 2013 - Greg Tkacz

Predicting recessions in real-time could be made possible by mining vast new sources of electronic data, according to a report released today by the C.D. Howe Institute. In “Predicting Recessions...

Combatting the Dangers Lurking in the Shadows: The Macroprudential Regulation of Shadow Banking
September 5, 2012 - David Longworth

Financial regulators should turn their attention to the potential threats to financial stability lurking in the shadow banking system, according to a report released today by the C.D. Howe...

Denis Meunier - Why is Canada Still the World’s Money Laundering Pawn?
Intelligence Memos
From: Denis Meunier To: Canada's Financial Regulators and Policymakers Date: September 13, 2018 Re: Why is Canada Still the World’s Money Laundering Pawn? Official estimates of money laundering in...
Kronick, Hui - Covered Bonds: Elsewhere, the Sky’s the Limit, Why Just 4 Percent in Canada?
Intelligence Memos
From:  Jeremy M.Kronick and Nikki Hui To: Jeremy Rudin, Superintendent of OSFI Date: March 20, 2018 Title: Covered bonds: elsewhere, the sky’s the limit, why just 4 percent in Canada? Startling house...
Jim MacGee - Limit the Buildup of Risk, not Competition, in Mortgage Lending
Intelligence Memos
From: Jim MacGee To: Bill Morneau, Minister of Finance Date: November 10, 2017 Re: Limit the Buildup of Risk, not Competition, in Mortgage Lending Last month saw another move to limit the buildup of...

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© 2018 C.D. Howe Institute. All Rights Reserved.