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Banking, Credit and Payments


International Prudential Standards in a World of Growing Nationalism and Protectionism
July 12, 2018 - Jeremy Kronick and Mark Zelmer

Progress in establishing international standards that promote trade, investment and prosperity is facing headwinds from the global rise of nationalism and populism, according to a new report from...

Swimming with Whales: How to Encourage Competition from Small Banks
October 4, 2016 - John Jason

Ottawa should consider new regulatory approaches to bolster the role of smaller financial institutions if it is to achieve its goals of enhancing quality, price and innovation in that sector,...

Money in Motion: Modernizing Canada’s Payment System
August 25, 2015 - John Chant

Reforming the Canadian payment system would save businesses and consumers billions of dollars each year, according to a new C.D. Howe Institute report. In “Money in Motion: Modernizing Canada’s...

A Speedier and More Efficient Payments System for Canada
November 20, 2014 - Mati Dubrovinsky

Canada needs a better and faster payments system, according to a report from the C.D. Howe Institute. In “A Speedier and More Efficient Payments System for Canada,” author Mati Dubrovinsky finds...

Predicting Recessions in Real-Time: Mining Google Trends and Electronic Payments Data for Clues
September 4, 2013 - Greg Tkacz

Predicting recessions in real-time could be made possible by mining vast new sources of electronic data, according to a report released today by the C.D. Howe Institute. In “Predicting Recessions...

Combatting the Dangers Lurking in the Shadows: The Macroprudential Regulation of Shadow Banking
September 5, 2012 - David Longworth

Financial regulators should turn their attention to the potential threats to financial stability lurking in the shadow banking system, according to a report released today by the C.D. Howe...

Koeppl, Kronick - Three Questions About Open Banking
Intelligence Memos
To: The Honourable Bill Morneau, Minister of Finance From: Thorsten Koeppl and Jeremy M. Kronick Date: February 19, 2019 Re: Three Questions About Open Banking The deadline for your department’s...
Glen Hodgson - Four (Macroeconomic) Reasons to Worry
Intelligence Memos
From:  Glen Hodgson To:  Concerned Canadians Date: February 1, 2019 Re: Four (Macroeconomic) Reasons to Worry The American economy is adrift, like a huge sailing ship. When tides are high and winds...
Denis Meunier - Why is Canada Still the World’s Money Laundering Pawn?
Intelligence Memos
From: Denis Meunier To: Canada's Financial Regulators and Policymakers Date: September 13, 2018 Re: Why is Canada Still the World’s Money Laundering Pawn? Official estimates of money laundering in...

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© 2019 C.D. Howe Institute. All Rights Reserved.
© 2019 C.D. Howe Institute. All Rights Reserved.