8 results found for "guaranteed annual income"
Research
The Study In Brief
New innovations are emerging to address the shortcomings of the “poor cousins” among employer-sponsored pension plans – defined-contribution (DC) plans and Group RRSPs. Unlike defined-benefit (DB) plans, they do not provide retirement income for life but instead focus on the accumulation phase. It’s time to put the “pension” back in these plans, which are known as capital…
Research
The Study In Brief
Investors facing a national security review under the Investment Canada Act receive little in the way of information during the process. The absence of information exposes the process to criticism from investors, vendors and the public.
For investments that require a full national security review, the Canadian government should introduce a national security amicus to…
Research
The Study in Brief
The federal government’s massive spending and borrowing during the COVID-19 pandemic has desensitized Canadians to fiscal excess.
The government has promised costly new programs without revenue to cover them or measures to boost economic growth and the tax base. This Shadow Federal Budget for 2022 changes course, focusing on growth and ensuring Canadians have the fiscal…
Research
The Study In Brief
The Bank of Canada’s balance sheet has undergone a radical transformation since the beginning of the pandemic. The Bank’s total assets more than quadrupled at their peak and still remain 3.5 times higher. The most radical change on the liabilities side has been the increase in settlement balances held by financial institutions at the Bank as part of its large-value payment…
Research
The Study in Brief
The 2021 Canadian Net-Zero Emissions Accountability Act requires Canada to achieve “net zero” greenhouse gas emissions (GHGs) by 2050. An important component of the goal is that the power sector realize “net zero” by 2050.
The Canada Energy Regulator (CER) has developed a net-zero projection for the power sector, emphasizing renewables (hydro, wind, solar). Wind and…
Research
The Study In Brief
Auto insurance premiums in Canada amount to about $27 billion per year. For most Canadians, auto insurance represents a significant yearly expense. Provincial and territorial governments control auto insurance, which is mandatory across Canada. Some provinces deliver the insurance themselves through a government agency. Others outsource delivery to private-sector insurers. A…
